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To add another network or to drop one network in favour of another can not, in most cases be done at a moments notice and will require "time and effort"
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I'm confused by this - perhaps I don't understand things so well - but week in/week out we see 'small' merchants being able to sign up on more than one network without any problems whatsoever.
Adding another network surely cannot be that difficult for any merchant if they so wanted to?
Jason