New Merchant - Accept Car Credit

[rufus]

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Hi All,

Accept Car Credit have launched With AffiliateFuture.

"Accept Car Credit is one of the largest specialist arrangers of car finance in the UK. Specialising in helping people with poor credit history, CCJ’s, defaults and mortgage arrears or people who have been declined elsewhere. We operate with a large panel of lenders. We don’t sell the car or lend the funds, we only arrange the finance. This gives the customer the ability to shop around different dealers knowing they have the best possible deal already in place. Many of our competitors who supply the finance as well as the car only offer the customer 3 or 4 cars as part of their sales process, with our service customers can look at as many as they like. We find most of our customers who have been in such a high pressure sales environment love the freedom our service gives them.

We are pleased to offer £5.00 for every fully completed application made via our website for car finance."

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[drivetowin]

Rufus

£5 per app is very low compared with the likes of Welcome and Yes Car Credit who are paying £30 plus per app

So please can you go back to Accept and ask them to put up a more realistic commission - I'm well aware of the sort of figure they get from the credit companies and know they can afford far more than £5.

Be even happier if they could remove their 'links' page too - since it's full of affiliate links

[eliteshops]

Hi Rufus

Got to agree with keith - this one just does not appeal to me.

Will put them on my 'will probably close soon plie'

[ChrisAF]

We discusses the commission with accept car credit and their are some differences between their services and somebody like yes car finance. Given that I am sure to make a fool of myself if I try to describe it I have pointed them in the direction of this thread and hopefully they will reply soon.

[JamesACC]

Hi All

Sorry for the delay in replying. We do appreciate feed back from all parties.

Firstly I would like to explain exactly how we differ from companies such as Yes Car Credit. As you already know YCC sell cars as well as providing the finance for them therefore making a (large) profit across the vehicle as well as the total interest gained from the finance agreement. From this profit they have built one of the largest sub prime finance based dealership group in the UK.

In contrast, Accept Car Credit does not provide cars or lend any funds - we simply arrange finance for the customer from a panel of lenders at the best rate available. We exist as a business though introducer payments from lenders for each customer. To be blunt our profit per case is massively lower.

We currently advertise through CPC, CPA and various other mean, generally paying the same amount as our offer through AF for applications.

I hope this explains our position a little better, but if you would like more info please don’t hesitate to contact me at jamesj@autocreditfinance.co.uk.

Again thanks for your feedback.

Kind Regards


James Jacobs
Accept Car Credit

[drivetowin]

James

Thanks for the explanation - I had not appreciated the difference.

Please can you confirm what you mean by fully completed application - do you pay even if the sale of the car falls through for whatever reason ?

[JamesACC]

Morning Keith,

Yes we do. By fully completed application we only mean a customer has completed an application form online and has summited the application to us. Whether the customer actually buys or not will not effect any commission paid.

Kind Regards


James
ACC