I still think you're winding us up but anyway, if the name is that good, why not just offer to lease it for a sensible figure from day one - if it's good why do you need to offer it for a fiver? - doesn't make any sense - to you or the bank or anyone else - if you could get say £50K a year for it now why not just go for that.
Any bank worth it's salt is going to have it written in stone what the increase is going to be in five years time - otherwise you won't get an agreement on day one.
I can only see it having any real value in five years time if you also register a trademark in the same name, otherwise the bank will build up a brand and a trademark and then use Nominet drc to get the domain off you.
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