I am looking at specialising in Hard to Sell/Place Life Insurance business

When I was in lead gen I found that if customers had an illness life insurance companies would not be willing to buy them and our buyers were putting restrictions in place so we could not supply them.

So what I have on offer.. I can take any illness except

Cancer that has been recently diagnosed
Conditions where no diagnosis has been made or where further investigations are
planned/ongoing
Severe renal failure and/or dialysis
Obesity where the body mass index (BMI) is in excess of 60
Heart transplant
Dementia
AIDS (although we may be able to offer terms for HIV+ve)

I want to work on a per sale basis @ £100 per sale.. When customer agrees to the monthly payment structure. Not on signing of the documentation.

The Premiums are not cheap but this is an alternative to having a DEAD LEAD and I am not being funny but someone who has had 3 strokes and is sat using the hospital phone on his death bed. Is not going to be paying or looking for a £10 a month policy so please dont offer or lead expectations as they need SPECIALIST insurance..

Acceptance is within 48hrs as long as contacts have been made to the customer and I have managed to underwrite the illnesses..

Only want to talk to UK Providers.

Rick Porter
rick.p@my-local-advisor.co.uk