Buy secured loan leads from us at much cheaper rate

[escapesolutions]

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Hi,

We are a call centre in India currently generating secured loan/remortgage leads for some of the UK clients.
Try us and we will beat the price that you are already paying to your lead providers.

We do HOT transfer and charge following for the verified lead:
1. Flat £75 for loan amount 10K and more and
2. £45 for loan amount 5K to 10K

You only pay us for the verified lead. If you can't get the lead verified or customer doesn't look genuine, then you don't pay us for that lead. It's as simple as that.

We can also put any number of bodies in our Indian call centre for any of your requirement.

Why don't you give me a ring on 07809572473 and see what we can do for you.

Regards,
Ajay

[Michael_Anthony]

"Why don't you give me a ring on 07809572473 and see what we can do for you"

Because ...

a) This is an affiliate marketing forum, not a call centre forum
b) Anyone that's tried Indian Call Centre leads will know that the quality is dire and the leads never convert
c) Cheap leads that don't convert are a waste of money

Hope that answers your question

[escapesolutions]

Because you have started the debate, I think everyone should know where the real problem lies.
Michael_Anthony, If I am not mistaken, you are a lead provider, which means you buy leads from various affialites and real time sell it to client' s (loan officers).

1. It is lead providers who dictate terms while signing a contract with client. Whereas, if client were to buy leads from Indian call centres, it is them who would dictate the term.

2. Lead providers also charge client's upfront, whereas with us, they don't need to pay any upfront.

3. Lead providers simply deduct money from client's account after selling lead to them. It doesn't matter to lead providers, if customer is not even interested in getting to the quote stage, you will still charge them. Whereas with us, we ask client's to fully substantiate the lead and not only that, we ask them to pay us only for those where customer is getting to the "quote" stage atleast.

4. It is not a hidden fact anymore that lead providers themselves buy leads from Indian call centres before hot transferring it it to loan officers.

5. Above all, we are much cheaper.

Now, let me also answer your points: You wrote,

a) This is an affiliate marketing forum, not a call centre forum
Ans:True, agree with you.

b) Anyone that's tried Indian Call Centre leads will know that the quality is dire and the leads never convert
Ans: I am afraid it's other way round as unlike lead providers, we ask client's to pay us only for those leads where customer is intersted in getting to the quote stage.

c) Cheap leads that don't convert are a waste of money
Ans: We are not only cheap, we ask client's to dictate terms, we don't ask for any upfront and with us, it is client who decides which one is payable and which one is not.

Hope that clarify things.
Ajay

[teabags]

Unlike most other industries the finance industry, have rules and regulations that must be adhered to when contacting potential applicants.

Indian call centres may think that the rules do not apply to them, as they are not in the UK. But the loan officer (as you put it), have employed your services, so in turn the loan officer has broken the rules and can be prosecuted.

I can't remember the wording of the act of the top of my head, but the jist is this...

“You can not solicit any loan/finance application by cold calling, the applicant has to have expressed an interest in the company/product, or the company must have had dealings with them in the past.” This is direct or indirect.

Many call centres in India and the UK, think they can cold call applicants for finance related products, my advice to any merchant/broker who employs this kind of marketing, is to make sure that all data that is being used, is from an opt in database within the finance industry and not just the phone book or lifestyle data and has the licences from the OFT.

There is nothing more annoying than being called at home or on your mobile, by a sales team whatever they are selling. Like many people, I have put test applications through other merchant’s forms to see what happens. Four years on, after hundreds of calls and letters and many requests to be removed from their data base, a certain debt management company still calls me every week. Thing is, I didn’t do the test application through this debt management company, it was another company who because I stated in my bogus loan application for £10,000 for consolidation, it was passed over to them.

Just like the e-mail unsubscribe we all adhere to, call centres have this duty of care as well. They need to run data through the TPS and if asked by the caller, to be removed, this must be done.

To keep this forum just for points about affiliate marketing like suggested would be welcomed by me for one; however I can see that posts on call centres like above, only strengthen to merchants/brokers, why affiliate marketing has the edge over any other.

Teabags

[simonb]

Unlike most other industries the finance industry, have rules and regulations that must be adhered to when contacting potential applicants.

Indian call centres may think that the rules do not apply to them, as they are not in the UK. But the loan officer (as you put it), have employed your services, so in turn the loan officer has broken the rules and can be prosecuted.

I can't remember the wording of the act of the top of my head, but the jist is this...

“You can not solicit any loan/finance application by cold calling, the applicant has to have expressed an interest in the company/product, or the company must have had dealings with them in the past.” This is direct or indirect.

Many call centres in India and the UK, think they can cold call applicants for finance related products, my advice to any merchant/broker who employs this kind of marketing, is to make sure that all data that is being used, is from an opt in database within the finance industry and not just the phone book or lifestyle data and has the licences from the OFT.

There is nothing more annoying than being called at home or on your mobile, by a sales team whatever they are selling. Like many people, I have put test applications through other merchant’s forms to see what happens. Four years on, after hundreds of calls and letters and many requests to be removed from their data base, a certain debt management company still calls me every week. Thing is, I didn’t do the test application through this debt management company, it was another company who because I stated in my bogus loan application for £10,000 for consolidation, it was passed over to them.

Just like the e-mail unsubscribe we all adhere to, call centres have this duty of care as well. They need to run data through the TPS and if asked by the caller, to be removed, this must be done.

To keep this forum just for points about affiliate marketing like suggested would be welcomed by me for one; however I can see that posts on call centres like above, only strengthen to merchants/brokers, why affiliate marketing has the edge over any other.

Teabags

As far as I understand the regulations the cold calling ban applies only to first charges (i.e. mortgages) not 2nd charges (i.e. secured loans or personal loans). The implications are indeed for the mortgage broker not the introducer. However any good introducer will understand the implications of poor marketing and categorisation on the lead purchaser and ensure that quality is being achieved.

I have yet to find an Indian Call Centre that works well.