So loans, how does this all work?

**HarveyC** · 29-07-07

Forgive my CPA/retail centered mind; I've had no experience in the financial vertical.

Say I want to promote secured loans. For example, loanline on Awin, or loans.co.uk on buy.at.

Would I be given an iframe URL, and embed it into my site, thus avoiding CCL requirements? On the loans.co.uk page, it gives the impression that the customer enters their details, and then I manually submit them via buy.at, putting them into a rather strict format.

Also, there's no mention of forms on the loan merchants on Awin - do they have their own iframes, or do I submit leads manually? A little bit more information (eg. sample forms) would be nice on the merchant pages, or it's a bit lucky dip...

Anyway, if anyone from the above networks or programmes, or affiliates in this sector could give me an idea of how this all works, that'd be great

**russell cpanuk** · 30-07-07

Hi Harvey

I would be happy to explain in detail, to any quires you may have. Firstly sign up here e-Financial Affiliates and then I can show you as I advise.

Regards

**lethal0r** · 30-07-07

legally you need a CCL for a manual form but realistically you're ok without one, at least for the short term. the biggest problem is finding reliable merchants/networks, which is hard work. if you want my opinion on any merchants or networks drop me a pm

.

**HarveyC** · 30-07-07

Cheers lethal0r, yeah, for the moment I'll be using iframes and http requests (the latter maybe requiring a CCL; haven't looked into them).

It's 2007, I find it hard to believe there are affiliates out there receiving an email with a lead on it, coming back home from work/meetings and then submitting it to the merchant manually!

**beejeebers** · 30-07-07

Originally Posted by HarveyC

It's 2007, I find it hard to believe there are affiliates out there receiving an email with a lead on it, coming back home from work/meetings and then submitting it to the merchant manually!

That's why you automate things...

I don't understand what you mean by "coming back home from work/meetings". I haven't done that in years. Just imagine if your work was to submit even 5 leads manually per day. That would take 10 - 20 minutes depending on how fast you type and you'd be making more in that day then you could ever make a at day job..

**HarveyC** · 30-07-07

Okay, those two points contradicted each other so I'll choose to take your first point Will

- So I take it you can automate leads with "The School"'s system - last time I checked it was done by receiving an email and submitting it to a database.

**beejeebers** · 31-07-07

Sorry for the confusion, I automate everything. Some guys hire submitters to submit the information for them, others do it themselves.

**Michael_Anthony** · 02-08-07

"It's 2007, I find it hard to believe there are affiliates out there receiving an email with a lead on it, coming back home from work/meetings and then submitting it to the merchant manually!"

Most of our members don't have a clue what "going to work" means except maybe as a distant memory

**HarveyC** · 02-08-07

Thanks for that Micheal, but unfortunately at the moment you can't tempt me with promises of not going to work ever again.

Seriously though, I am completely new to the financial vertical, so have done some research when creating my first financial based site, but my understanding is still limited so bear with me. A few things concern me about the affiliate marketing school, and if I'm wrong on them, it's not too late for me to give your network a go.

The quotas worry me. Is there not a quota of 150 leads between your entire pool of members? I can see myself paying for advertising, only to find leads are being rejected because your other members have taken them all up towards the end of the day.

As far as I know, your organisation is the only competing for leads on here that has a quota. It's like throwing money out the window.

Secondly, the lack of a "real company" - offices, employees, a support system. If I have a problem with lead validation and want to submit a support ticket, the way to deal with it seems to be to email a "headmaster", or private message them through a PHPBB forum. If one of my retail merchants used a network like that, I probably wouldn't work with them, and it shouldn't be any different in finances. I've read reports of people emailing their "headmaster" and not receiving any reply because they're "on holiday".

Cheers