Mortgage Appointments & Qualified Leads

[leeplaister]

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We are a mortgage brokerage based in Manchester and we have a relatively small call centre which is generating mortgage business for our advisors, at present we are generating more business than we can handle and are looking for an outlet for these leads.

They will be on a national basis (although don't expect any from the north-west, for obvious reasons) and they will all be to a good criteria, ie. you'll have a fighting chance of writing business on every lead you receive (the telesales team will know no difference between generating internal or external leads).

You can have these either as double voice qualified leads or booked for a face to face appointment?

Kind Regards,

Lee
07912 116070

[abc]

The worst company i have ever done businss with..

Take take take and no give..

all their own way an their way is not the right way.

AVOID AT ALL COSTS at it will be an expensive lesson..

i should have signed contracts so not alot i can do now..

another great suppler that is only interested in a one off payment..

hope i see u around..

Rick

[bioalien]

Only their first post and Rick has already put a stop to them. I love this forum!

[123debtsolutions]

Hey Lee

I guess it's a non-starter

If you want introducers you must pay the fees, word spreads like wild fire..

Upfront, fixed fees is the only avenue left open to you now. Although some of our indian call centre friends may be able to help you. Good luck with that.

If you want to pay a fixed fee upfront for good quality leads then im always willing to help.

[dean1st]

ill jump right in here and say we offer a very very high quality lead service :

[abc]

Hey Lee

I guess it's a non-starter

If you want introducers you must pay the fees, word spreads like wild fire..

Upfront, fixed fees is the only avenue left open to you now. Although some of our indian call centre friends may be able to help you. Good luck with that.

If you want to pay a fixed fee upfront for good quality leads then im always willing to help.

Lee u don’t want to be selling him leads... and he was selling me leads!

He was selling leads and as everyone knows here I am a reseller... for some products... other I generate naturally

But the quality of his leads is really bad unfortunately I paid some money upfront as I thought he was a "nice guy" and would not rip me off... it would be a mutual arrangement..

but the leads were uninterested and not in criteria so I could not sell them to my buyers and the response was "we would work this lead so u have to pay on it" where the orig agreement was I would be reselling his leads for him and if I could not sell it I could return it.. Also it must state something about my quality if I won’t let these leads go out of my door but he lets them out of his...

But he won’t allow returns now he took my money still sending me 15 leads... but not 15 leads that I could resell so I have pants data on my desk and £800 lighter... "I managed to sell one of his leads out of 10 so far"...

I did not want to be shooting him down all I wanted was to buy some leads sell some leads make a few ££ and everyone is happy..

but for the sake of ripping me off on a 15 lead test when I can sell 300 adverse remortgages in a month seems pointless but unfortunately as the market crumbles my pockets have dried up also and it was my profit that I used and I don’t care what anyone says £900 is £900 and it is going to take another week to make that "profit" back..

Once again this deal is another set back in business and it is not fair for companies to take advantage of people for their own personal gain...

Everyone is out to get you... it’s not me being paranoid...

the problem this creates for any honest individuals is i wont trust anyone again no money will leave my account without recieving the products.. and u cant do business solely on that arrangement..

Rick..

[JayFCF]

Funny thing is Rick,

Im the one with -23 reputation points on this forum and I've always made sure everyone on this forum that I have dealt with have got exactly what they wanted. I have been screwed over by a few companies on here. THEY KNOW WHO THEY ARE!!

I have been paid £100 for over 300 leads (I was supposed to get £5 per contacted lead) so the person i sent them to only contacted 20 leads out of 300?

I have been blackmailed by a merchant on this forum that told me "unless I send them MORE leads I wouldnt get paid the money they owed me"

I got ripped off for £1600 from an indian call centre just over a month ago.

My customers have been emailed by one of the networks I belonged to with offers and services and told not to return to my site.

I have had a network show me my competitions websites and told me to use keyphrases similiar to theirs so as to earn me and the network more money.

And why do I get minus rep points?

For incorrectly titling a post, for being annoyed occassionally and for arguing about how well my site is doing.

I 99% of the time love this forum, the banter can be great but being ripped off really makes my blood boil.

The revised forum rules prohibits me from giving names of the above mentioned that annoys me just as much.

These con artists post on here knowing they cant be slandered and can carry on taking affiliates for their hard earned cash every month.

Sorry about the rant, I really have kept quiet for a long while but i've just about had enough!!

[ravi_mi]

HI Jay!

I really appreciate you coming out on this forum and explaining what you have been through, how you have lost your money. Its absolutely right that there are people on this forum who claim to be one of the best guys in the market but the truth is what Jay has just said. Though I belong to indian call center Industry but i have never tried to post anything here which might hurt the sentiments of anti indian call center people. Its a great forum and I enjoy getting wealth of information Here.

Ravi

[123debtsolutions]

Jay, name & shame, its the only way.

There are so many shameless unscrupulous companies out there and I have to say this is why I would prefer to deliver direct to a network. Let them have the problems of not being paid etc.

Seriously though if it's your experiences and they are true and can be backed up then you are free to divulge them. Others need to be made aware of who they are and what they do.

[ryankluke]

get in touch with me ryan@cocoonfinance.com regarding your leads

[leeplaister]

I have only just seen this post and feel that as usual Rick has only presented his side of the story and not a true representation of the facts (I must say the writing is out of kilter for him as his usual communication is full of profanaties; he is not a good businessman and I use the term 'businessman' very loosley).

First of all we agreed a criteria (and I have an email from Rick saying the criteria was fine) and then once Rick had agreed a price with me he decided the criteria needed 'tightening' (to what can only be described as the tightest criteria you have ever come across), ie. every lead would result in a mortgage sale.

Now I run a business which has within it 4 mortgage brokers and I can tell you what leads will sell and what won't; but what Rick had omitted to tell me at the beginning of the relationship is that he would be reselling my leads to someone else who had set his own criteria and our criterias weren't aligned (therefore leaving Rick with leads he couldn't pass off).

I tried everything for Rick (even changed the lead criteria for him whilst keeping the price the same) and he still wasn't happy.

Here’s a few examples of Ricks rejections:
* I passed Rick a client that he had already received from another broker over a year ago and he therefore he wanted a refund (I told Rick that if he gave me access to his entire database of leads I’d make sure this wouldn’t happen again)
* An independent website valued a client’s house at £220,000; Rick didn't believe the independent website and therefore wanted a refund
* Rick tried to sell a secured loan to one of the clients and when they weren't interested (obviously they wanted a remortgage otherwise we wouldn't have sold the lead) he wanted a refund
* Rick (after changing his criteria) only wanted leads at less than 75% LTV, when we sent him one at 74% LTV he wanted a refund as it wouldn’t be possible to fit a broker fee in under the 75% LTV threshold

And the list goes on

Basically Rick doesn't have a clue, he thought he saw an opportunity for arbitrage and it backfired on him, he wants to find a scapegoat rather than admit he doesn’t have the first idea about business (or mortgages for that matter)

I stand by my original post; if someone wants to buy good quality mortgage leads or face-to-face mortgage appointments (outside the North-west where we operate) then we can supply them (and in fact are already supplying them to 4 other brokerages without the hassle I received from Rick).

[bills2big.com]

Hi Lee,

I have sent you a pm.

[abc]

the fact of the matter LEE is..

How can u call a lead a lead when i call up a client and they tell me they are not interested..

you sell me a lead where the customer wants well over 75% LTV when my criteria was under 75% LTV and when i return u threaten me with the FSA for giving advice.. what advice the advice that it dont fit in criteria so i want a replacement..

I ask u for a refund or a replacement.. and your just say NO

your whole accept and decline was about u looking at the lead on face value and saying.. we could sell that s thats fine.. thas adverse cos it has a Late payment we would sell that thats fine u paying on it..

Not when i call a lead and the vauation has been inflated and it dont fit in criteria.. does it get replaced NO.. because u would still have sold that lead

I might not be a business man but that gives u no right to take my money and run and even when i phone your last 2 leads that u sent me.. one of them says "i am already sorted now"

i did not bother updating u cos the answer would still be the same.. NO RETURNS NO REFUND..

I made very expensive business lesson

thanks lee taught me that to get further in this life u have to lie and cheat and steal at business.. i wont be following your teachings though..

well done u got my money this time and if anyone else pays u it is a fool and his money cos u wont get anything but rubbish.

u may think you have won..

but u know what mate..

i really could not give a t*ss cos i have made it through the bad patch that YOU put me in thanks to support from some helpful companys.. like 123 DS on here and a couple offline

your dont have a clue about lead supply and compassion to anything but yourself..

you put me in a position where u knew what i did (which is reseling) and u took my money then when i could not sell your leads cos of the quaity (NOT INTERESTED IN A REMORTGAGE) u prefered to keep my last few pounds.. and bend me over and shaft me.

Your a joke and your companys a joke

and if our paths cross ever again it will be too soon..

[JayFCF]

Ok I know both Lee and Rick and have had a three way business meeting with them both.

Rick nice bloke, Lee nice bloke. At least thats what I thought.

Rick has paid me somewhere in the region of £5000 (nice bloke) over the last few months whereas Lee gave me £100. (robbing ****)

I have been prompted into naming and shaming so heres my first call.

Lee you do have a lot to say and I never wanted to fall out with you but how can you justify taking 328 leads from me and only paying £100??

When i first spoke to Lee I told him I had leads that were a couple of months old and gave him 100 as he was just starting a call centre and desperately needed something to ring. I clearly stated he may not get much out of them but he agreed to pay £5 per CONTACTED lead. His words were "If I make contact regardless of the outcome I will pay you £5." I gave him 100 and he said he contacted 20 and happily paid me £100. I then gave him another 228 from the same batch and NEVER heard a word again. I replied to this post by messaging saying I wanted to buy his appointments and he texted me within minutes. I tried calling and got nothing.

Lee how can you justify this? I thought you were a top bloke, play buy the rules mate or get slated.

Your song and dance might try to make ricks name dirt but a few of the big merchants have dealt with rick and know he's a good bloke. He might be arguementative but he paid me what he owed.

MY ADVICE TO ANYONE: Deal with rick, steer clear of Lee. Sorry Lee you gave me no option. I dont like falling out with anyone but I've been screwed to many times and it was RICK that made sure I had food on the table!!

People might say i'm biased as me and rick are friends but we are only friends as he treated me with respect and paid up sometimes before he had even been paid himself.

[123debtsolutions]

Not getting involved in this one but :

Just in case anyone gets confused, with my GOOD friend Rick and James.

The Lee they are referring to is NOT ME ! :laugh