We have available the following credit scored data:

1 – Affluent / Investor
High net worth individuals with assets and liquid funds available for savings and shareholdings. Typically older (including empty nester) professionals and business owners; users of sophisticated savings and investment vehicles including offshore accounts and significant property portfolios.

2 – Prime
Credit worthy achievers in secure employment or self-employed, upwardly mobile who investigate mortgage switching and savings. Credit users on zero percent deals and full balance payers. This segment contains a mix of ABC1 families and some empty nesters, with above average levels of disposable income and lower mortgage balances and credit commitments.

3 – Mid Prime
The ‘Spend & Earners’ looking to get to a stable bank balance and maybe repair previous minor credit issues; financially savvy yet using credit every day. Relatively affluent households, often with children; lower levels of disposable income and although stretched financially; show low levels of defaults, bankruptcies, voluntary agreements etc.

4 – Low Prime
Have overstretched themselves in the past and may have difficulty with outgoings, previous bills and financial arrangements. Tendency to use all credit available to them; would consider debt consolidation if the package was right. This category incorporates many credit card "revolvers" and prospects for consolidation loans offers.

5 – Sub Prime
Financially challenged and in need of help; willing to agree higher rates of interest to be accepted for credit and debt consolidation; higher predominance of multiple CCJs. At the lower end of this segment there is a considerable proportion of individuals without bank accounts and very few with any form of savings or investments; contains many within the DE social grades and large concentration within ethnic and immigrant communities. A segment that is currently not served by many traditional financial services providers and may represent a significant risk- based marketing opportunity.

This is generated from our contact centre and is replenished every 4 weeks.

The minimum order is 3000 and cost is £175/000.

Please contact by pm or neil.dubber@consumerslocated.co.uk or 0845 365 1878