The issue here is that you're not targeting well.
If you bid on the keyword 'hot', the user may be looking for a number of things... porn, cookers, fireworks, etc etc
This means with such a broad keyword that only a few of them will click on your advert, giving you a low CTR.
Google want to make money, so showing your advert with it's low CTR for that term isn't good business for them. They see your low CTR, and raise your minimum bid.
The answer is:
1. Either target keywords better - avoid broad keyword terms that could be anything.
2. Improve your ad copy so more people click through
3. Bid higher if it's still profitable for you
I'd say #1 is probably the most important though. Think of all the search terms that are *obviously* people looking for a dating site, and add them. If it's not obvious that the searcher is looking for it, it's probably going to be more costly to advertise for that keyword.
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