Send them an invoice asap.
5 months? Your loss. TD doesn't guarantee non paying merchants. Get yourself creditor listed as the New Year is a favourite time for "restructuring" and with international firms it is not uncommon for activity in one country to be taken over by the corporate structure in another with detrimental impact to creditors in the originating country as the Credit is not transferred over but is declared as a loss if the Eire arm goes insolvent.
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