Welcome Mr Bailey!
OK, in no particular order, and bearing in mind that I have rarely been described as an expert.
- Splash out the £20 for a domain and hosting - free sites don't inspire confidence. That's an imperative if you're dealing in financial services
- fix your homepage title:
"uk Mortgages - compares various uk mortgage lenders and there interest rates" - should be "... their interest rates"
- shorten it while you're there:
"uk Mortgages - compare uk mortgage lenders and interest rates", hence better keyword density (your keyword for this page is "UK mortgage", right?
- fix your metatags:
-- all should be within the head tags
-- Title should be first
-- Tighten up the description from:
"Compare the best mortgage rates, uk mortgage such as easy loans and c us 4 rights to buy e-loans,compare the service of uk mortgage and loan providers. Ensure that you get the best loan rate." to something like:
"Compare UK mortgages and mortgage rates. We help you get the best uk Mortgage rate."
- what is the ton of calls to img src="http://www.geocities.com/clipart/pbi/c.gif for? Remember a search engine spider has to read all that stuff before it gets to the content of your page. Find a better way to do whatever they do.
- put alt= tags on all your images. Spiders can't read images so you need to help them. Use your keywords appropriately in your alt tags
- Your intro is badly written, ungrammatical and has typos. It doesn't inspire any confidence. Tell visitors what you offer and why you are good people to deal with - and make sure it reads correctly, is spellchecked etc. Then think about how to get your keyword, for this page only, into the text. But do it in a natural fashion - don't shoehorn the keywords in.
- personally, I'd slaughter the pigs. I want a grown up's loan, not a toddler's piggy bank
- the space and position the pigs take up is just too valuable to waste with a nonsense graphic. Put your best sales pitch there, in prime position. Or a smaller graphic linking to a merchant with some good, well written text.
- repeat the process on all other pages - decide what the page is about, write with that in mind. In other words, focus your thinking and your writing.
OK, that'll do for now.
Hope it helps a bit - You do know that is one seriously competitive and highly regulated field you're taking on, don't you?
Do a google search for "uk mortgage" and see how many sites you're up against.
OK, that'll do for now