Hi Graham,
Good point, I had not seen that (my excuse is I dont have any pets) - I think Lloyds are offering great commission at £60, for policies that may only be worth £80 a year to them.
And that question is basically asking, has your pet ever had any need (Lloyds risk) to be examined other than standard vetinary reasons.
I think it would be very difficult to encapsulate in a logical order online the proceeding questions needed to address this risk regarding any incidents that owners must answer that question "yes" to.
Just my thoughts,
Thanks,
Nick
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