What you make this month should (providing the merchants in question pay their invoices on time) be paid to you in May.
Redirected traffic should track ok (though if you're doing this for ppc you should check that the merchant allows you to link to their website this way)
1% conversion may or may not be bad - it depends on the merchant(s) you're promoting.
If you are in the UK you don't need to enter an IBAN
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Never argue with idiots. They just drag you down to their level and then beat you with their experience.
If ignorance is bliss then some of the people I know must be orgasmic.
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